This Disclaimer relates to users of this investment platform (the “Platform”), which is operated under license from Envestors Limited (“Envestors”) by Bermuda Investor Community Limited (the “Licensee”).

Liability

In compiling information on any of the companies listed on this Platform, or in any magazine or emails, the Licensee and Envestors have relied upon information provided by the directors and employees of each Company raising finance. Accordingly, neither the Licensee nor Envestors can be held liable for recommendations and opinions based on that information where it is inaccurate or incomplete. Before investing in any business opportunity, individuals are strongly advised to verify all material facts and information for themselves.

The investment opportunities profiles on this Platform are not an offer to the public and are only available to registered members of the Platform who have qualified and been approved by the Licensee to enter the Platform and who have categorised themselves as able to invest.

Investment opportunities listed on the Platform do not constitute a recommendation by the Licensee nor Envestors to buy shares in any company. The Licensee and Envestors do not give investment advice to individuals, companies or groups looking to buy shares in any company listed on the Platform.

In order to access information on any investment opportunities listed through Bermuda Investor Community Limited, you must first of all register with the Bermuda Investor Community Limited to ensure you qualify on the basis of your status as either a:

1. a ‘high net worth private investor’ meaning an individual whose net worth or joint net worth with that person's spouse in the year in which he or she purchases an investment exceeds USD1,000,000; and 'net worth' means the excess of total assets at fair market value over total liabilities; or
2. a 'high income private investor' meaning an individual who has had a personal income in excess of USD200,000 in each of the two years preceding the current year or has had a joint income with that person's spouse in excess of USD300,000 in each of those years, and has a reasonable expectation of reaching the same income level in the current year; and "current year" means the year in which he or she purchases an investment

in each case as defined in accordance with section 2 of the Investment Business (Exemption) Order 2004. Potential investors are encouraged to conduct thorough due diligence on a company listed on the Platform, and seek professional advices as appropriate to their needs.

By accessing information on the Platform, it means you agree to the Platform’s Privacy Policy, Q&A Code Conduct and Confidentiality Statement.

If you are not permitted to view materials on this webpage or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.

By registering or logging into the Platform to view investment opportunities, you certify that you are legally entitled to view the investment opportunities, are an authorised investor and you agree to all applicable terms and conditions on this Platform, including this disclaimer.

International Investors

Any person resident outside Bermuda who wishes to view these materials must first satisfy themselves that they are not subject to any local requirements that prohibit or restrict access and must seek permission from the Licensee.